As an entrepreneur, Steve Lobel spent his formative years starting and growing several business ventures. For the last 18 years he has been Vice President at Anchor Agency, Inc., a full service independent insurance agency in Albany, NY. Since the early days of the internet, Steve has specialized in insurance products and services that address the complex and rapidly changing risks associated with E-commerce and Information Technology. He has developed a holistic suite of services designed to enable both start-up and mature businesses to manage risk and function effectively in the electronic age. His specialties include: Cyber Liability, Errors & Omissions, Professional Liability, Alternative Energy, and other niche markets. He has attained the professional designation CIC (Certified Insurance Counselor).