I was in a tourist area not long ago and needed to use an ATM. I went to the bank I usually go to in that area, bypassed the outside walkup and used the inside machine. On exiting I suddenly felt like I was on a movie set. Gathered all around were people standing in line to use the outside ATM and scores of people taking pictures and movies with their smart phones.
Now, it’s common for tourists to take pictures in the area, but I had to wonder why so many were gathered near the ATM. What is so very picturesque about a bank or outside ATM? ‘Smile while I snap your picture as you wait in line at the ATM?’ I don’t think so.
One of the most common ways that criminals have to obtain information is by gaining access to your credit or debit card. Once they have your password they can leverage that information for their financial gain…which is why you need to protect your password when using your debit card….anywhere.
We have all been warned about people looking over our shoulder as we type in our password and usually we adhere to precautions. But what if no one is near, just some friendly people taking tourist pictures…’See I was here!….a ways away from us…we tend to be less cautious. After all, the people behind us in line were really friendly, chatty, and even asked us to take their pictures. The problem is of course that modern
mobile devices have great optics and zoom features that can easily capture you as you enter your password. Be a tad careless in a public area and you will be captured by digital magic as you press those money generating buttons on the keypad. Instant cash for you…and before long money for criminals as they empty your account!
So…be aware of your surrounding…always cover up as you enter your debit password and be sure in all the excitement of the moment to take your card, cash and receipt!